Minggu, 13 Desember 2009

Mistery of Century

MISTERY OF CENTURY

Many people don’t know what the problem between KPK and Polri is. What’ happened? How it’s started?

The problem started when Century Bank got some troubles in its financial management. Its financial management got some accident, Century Bank on liquidity condition. It can’t pay its liability to customers who save their money in deposit form or the other one. Although LPS (Lembaga Penjamin Simpanan) can handle its problem, there are still many questions that make many people thinking about it.

Century Bank, contains from three banks in merger form that have bad reputation, can get many customers with great investment. In logical value, people should think what they do before making their decision with considering some factors. In the theory on financial management, before we make a decision in financial investment, we have to know the record of the company. How the record is, how the internal management is, and the prime is loyalty to the customer in liquidity. Investors should make a movement like exploring condition in each company with their knowledge. Then, they should make analyzed from each company for comparing.

After that, investors can choose instrument of investment like bond or stock. In this case, they should estimate the loss and return. Investors will choose instrument that give a high return. Century Bank made fatal decision in choosing instrument that give loss for it. So, Century Bank is on liquidity problem. Its financial report describes a bad report on its financial. Century Bank is collapse.

Can Century Bank get bailout? Financial Ministry, Sri Mulyani, recommended that Century Bank should be given the bailout to save its financial. She recommend to give Rp 6,7 trillion for Century. But, DPR accept on estimated Rp 2 trillion.